✅ What is a 6-in-1 Account?

A 6-in-1 account integrates six different financial components under one roof, generally offered by a stock broker, fintech, or bank. These components usually include:

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🔹 1. Trading Account

Used to buy and sell securities like stocks, ETFs, mutual funds, etc., on stock exchanges (like NSE or BSE in India). It connects directly to your demat account.

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🔹 2. Demat Account

A depository account that holds your shares and securities in electronic form. It eliminates the need for physical share certificates and makes ownership tracking easy and safe.

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🔹 3. Bank Account

Linked for fund transfers — to add or withdraw money from your trading account. Some 6-in-1 accounts come bundled with a specific bank for smooth integration.

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🔹 4. Mutual Fund Investment Account

Allows you to invest in and manage mutual funds directly from the same platform. Includes features like SIPs (Systematic Investment Plans), fund switching, etc.

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🔹 5. Insurance (Life / Health)

Some providers include access to insurance services — life or health — making it part of your overall financial planning from the same dashboard.

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🔹 6. Loan or Credit Facility

Gives access to loan against securities (LAS) or margin trading facilities, letting you borrow money using your portfolio as collateral.

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✅ Benefits of a 6-in-1 Account:

• Single login & dashboard to manage all financial services

• Reduced paperwork and streamlined KYC

• Integrated funds transfer

• Faster order execution

• Better financial planning & portfolio visibility

• Cost-effective bundled services

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🏦 Example Providers (India):

• ICICI Direct 3-in-1/6-in-1 Account

• HDFC Securities

• Kotak Securities

• Paytm Money

• Zerodha with linked services (using external partners)